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The world of online casinos have given us more than plenty to choose from and one of those games is Blackjack. With its betting strategies and rules, Blackjack topples the list for being the easiest game to play. However, there are a few aspects of this game that everyone tends to ignore and one of those is its even money proposition. 

Many of us are either confused about it or don’t know what exactly it means. So if you fall under one of those categories, the following write up is meant for you. 

The Classic Game of Blackjack 

Those who have played Blackjack will surely understand how it works and all the different betting options that can be used. While it all depends on the hand, you can easily make things work and look to build a dynamic style of play that sits well with Blackjack rules. 

The process should not only be according to the rules but it should never try to exceed any one of the limits that have been mentioned by the forefathers of Blackjack. Which is why experts suggest beginners to practice the game and then look to play the same with ease. And by practising it, you will surely understand the impact of a card like the Ace.

Being equivalent to either 1 or 11, the Ace in Blackjack makes a lot of difference whether it is in your hand or the dealer’s. Regardless of wherever you are playing Blackjack, be it live Blackjack or online Blackjack, a card like Ace does create an impact. 

However, that impact takes a different turn when the card is with the dealer and that is where the even-money proposition comes into the picture for a classic game like Blackjack. 

The Even Money Proposition in Blackjack 

Imagine a situation where you have the Blackjack hand but the dealer’s up card is an ace. Hard to imagine? Well, that is the beginning of the even-money proposition in Blackjack. Because if and when this situation occurs, the dealer will ask you whether you want the ‘even money proposition’. 

And if you choose to say yes, you will be paid the amount of your wager before the dealer looks at their downcard. So if you had wagered a bet of £20 and choose to slide with the even-money proposition, you will receive £20 from the dealer. Hence, you will earn money regardless of the dealer’s hole card and you won’t necessarily lose anything. 

You won’t have to look at other moves such as Blackjack side bet or any other step that comes to mind when you are receiving money from the dealer. Since it more or less sounds like a form of insurance, many have often considered it to be one.

And to a certain extent, the even-money proposition in Blackjack is the same as insurance. 

Even Money & Insurance 

In many situations, the even-money proposition does what one needs from the insurance bet. It gives you a stable price and in most games, it prevents you from going through all the trouble that may or may not come further down the line. With aspects like the house edge being a little impactful, even money propositions prevent players from facing this small advantage that casinos have over players.

Moreover, you will be winning money regardless of the dealer’s outcome, making it easy to forget about steps like doubling down or to double down on different hands in Blackjack. And in case, you refuse to take the even money proposition and if that leads to a situation where the dealer has a Blackjack, then you end up facing a scenario where you win nothing. 

So this special type of insurance that prevents you from splitting Blackjack pairs or going into detail into the game is something that you should consider. But before considering the same, there are a few other things that you should also consider.

Why the Even Money Proposition Might Not be the Best  

Since casino games have evolved with time, there’s no doubting the fact that there is always a disadvantage to a proposed benefit and games like Blackjack are no different. Because once the game is ready to be played after all the steps leading to shuffle tracking and if it is a single-deck game instead of a double-deck, there are instances where the even-money proposition might not be the best.

Because with single-deck games, there is always a chance that the dealer will end up with a 10 in the hole. And those chances are not rare mainly because removing three cards from the 52-card deck leaves 49 unplayed cards.

And out of these cards, there are 15 ten-value cards. So 15 times out of 49, the dealer is bound to end up with ten in the hole. Due to that, the chances of the dealer ending up with a card of this sort is not impossible and can never be considered the same. However, it is still a risk that you will have to endure and in some cases, it might even be a huge mistake to avoid the even-money proposition. 

Should You Avoid the Even Money Proposition or take it?

Making use of this insurance-styled bet or avoiding it is a case that needs to be looked upon by keeping in the complete picture. While you can always avoid taking the bet, you might be losing out on money, especially if the dealer proves to be someone with better cards. So it is always a good idea to use this bet and avoid instances where you gain nothing at all. 

While every casino, including a mobile casino, encourages players to take this bet, they understand that it might end up being beneficial for them in some way or the other. However, not taking it, as we have already established, might not be beneficial for you. So take the bet and stay off the risky details that might appear sooner rather than later.